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   Alternative Student Loans for College Education


Oregon College Funding Resources

Oregon Student Loans

Oregon students in need of a student loan should first consider exploring the Oregon Opportunity Grant. Designed for undergraduate residents of Oregon in need of funds for higher education, the Oregon Opportunity Grant is available to students for up to 8 semesters or 12 terms. The grant program was founded in 1971 by the Oregon Legislature. Eligibility is based solely on financial need. Applicants have to be an Oregon resident and have no prior baccalaureate degrees. They must also have no defaults or owe refunds to any federal Title IV loan and maintain satisfactory academic progress. Award amounts are dependent upon the college the student chooses to attend. For example, the maximum award for a student attending George Fox University is $3,644 compared to $1,470 for any of Oregon's community colleges.
As with all government based grants, to apply the student must fill out the Free Application for Federal Student Aid (FAFSA). This application can be filed online at the U.S. Department of Education's Web site or via paper form. The FAFSA collects a considerable amount of background information on both the student and his or her parents/guardians. Once the FAFSA has been filed, the student will receive a Student Aid Report SAR as does the state and the schools listed on the report. At that time the state will determine if the student is eligible for the Oregon Opportunity Grant.

Oregon Student Loans,

  • AMS Education Loan Trust (833067) - Swansea, MA. 800-637-3060. ( Stafford, PLUS loans)
  • Bank of America (806746) - Brea, CA. 800-344-8382. ( Stafford, PLUS loans)
  • First Hawaiian Bank (818260) - Honolulu, HI. 808/973-3513. (Stafford, PLUS Loans )
  • Seafirst Bank (NWRSLC) (814817) - Seattle, WA. 800-535-4671 or 206-358-7943. (Stafford, PLUS Loans )
  • Spokane Teachers Credit Union (820998) - Spokane, WA. 509-326-1954. (Stafford subsidized & unsubsidized), PLUS)
  • Washington Mutual Bank (820043) - Seattle, WA. 800/433-2476. (Stafford, PLUS loan)

OUS Institutions: Eastern Oregon University (Located in La Grande)

Copyright 2014




Student Loan lenders for Oregon State University System, University of Oregon are now available online.

Students may also be extended the opportunity to take out a federal loan if an interest was indicated on the FAFSA. If the federal money isn't enough to cover expenses, Oregon students might also consider borrowing from a private lender. While private funds are not always as desirable as federally-backed loans, they can bridge the gap between the students federal awards and education expenses.