Student Loans
Undergaduate Loans
Graduate Student Loans
Law & Medical School Loans
Parent Loans
Consolidating Your Student Loans
All School Lenders
Loan Interest Information
Student Resources
Student Grants

To qualify for a Federal loan, borrowers must have U.S. citizenship and maintain satisfactory academic performance. Loans are applied for on an annual basis with the FAFSA, and increase in amount borrowed each year. Both undergraduate and graduates can borrow money, but the limits are not the same. Depending on a student's determined financial need, they may or may not qualify for a federally subsidized loan.

   Alternative Student Loans for College Financial Aid


Mississippi College Loan Resources

Mississippi Student Loans

  • Visit our private student loan lenders page

  • Mississippi Federal Stafford Loans

  • AMS Education Loan Trust (833067) - Swansea, MA. 800-637-3060
  • AmSouth Bank (810612) - Jackson, MS. 800-858-7822.
  • Keesler Federal Credit Union (806695) - Biloxi, MS. 228-385-5500 x 516. (Stafford, PLUS loans for parents
  • Nellie Mae (Lender code: 829076) - Braintree, MA. 800-634-9308. Stafford, Private student loans.
  • SunTrust Bank (Lender code 820564) - Richmond, VA. 800-552-3006.

Mississippi Student Loans

As Mississippi students prepare to graduate from high school and step into a collegiate career, many are wondering how they will fund their education. Thanks to the Direct Loan Program, students can breathe a little easier when comes to paying for college.

The Direct Loan Program is available to all students who plan to attend an accredited school or university at least-half time. Whether you intend on seeking a degree at the University of Mississippi, Wesley College, or any other college, a Direct Loan is available to help foot the bill.

Backed by the United States Department of Education, the Direct Loan Program is available to students with and without financial need. To borrow money, students must fill out a Free Application for Federal Student Aid (FAFSA). Additionally, Mississippi students who demonstrate financial need may also be awarded a state or federal grant when applying for their loan. In some cases, for those who apply at the very beginning of the calendar year may receive both types of grants.

Parents can also qualify through for a federal PLUS Loan to assist with funding their child's college tuition, room and board and other associated fees. PLUS Loans do require credit approval and, unlike the Direct Loans, repayment begins within 60 days of the first release of funds. Students can also consider apply for a loan through a private lender. This option often helps to cover educational expenses not paid for by grants, scholarships or federally-backed loans.

Board of Trustees of State Institutions of Higher Learning
3825 Ridgewood Road
Jackson, MS 39211-6453
(601) 982-6623
FAX: 987-4172

Copyright 2014



Student Loans available to MSU, Mississippi State University, University of Mississippi, Community colleges in the state and accredited Mississippi higher education institutions. General information of interest for Mississippi college students and their parents also listed. Please take your time in browsing and comparing the private college loans listed across our directory. Only apply if you're ready to take on the burden of school debt in the future.