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Minnesota College Financing and School Lenders

Read our 2014 list of all private loan lenders.

  • American Heritage National Bank (Lender code: 806295) - Long Prairie, MN. 612-732-6131. (Stafford, PLUS)
  • IBM Midamerica Employees Federal Credit Union (819542) - Rochester, MN. 507-288-3425. (Stafford, PLUS)
  • Jennings State Bank (813611) - Spring Grove, MN. 507-498-5589
  • Melrose Credit Union (831030) - Melrose, MN. 320-836-2791. (Stafford)
  • TCF National Bank (821728) - Minneapolis, MN. 800-533-1723 x8100. (Stafford, PLUS)


University of Minnesota, Minnesota State University System. Some tax considerations when planning for college costs:

  • The definitions of qualified Minnesota college and university costs differ (that is, while one savings or investment option can be used to pay the cost of books or room and board, another might not).
  • Each tax benefit and savings incentive option has different phase-in and phase-out periods as well as varying income eligibility requirements.
  • The tax advantages of some options are only available in future years, requiring careful planning.
Copyright 2014

Eligibility: Loans for Minnesota college, continuing education and post graduate students enrolled in accredited institutions as degree seeking are available from the student finance companies we have indexed. Companies offer private loans which are based in part on credit scores/reports. A co-signer often helps scure loan approval.  Take your time and compare offers before applying. Find a lender that suits your financial situation the best.