Georgia Student Loans
Loans are available to Georgia-based students to help pay for college and other related expenses. By filling out a Free Application for Federal Student Aid (FAFSA), borrowers can qualify for funding that ranges from $3,500 to $20,500 annually. Undergraduates and graduates alike can borrow through various federally-backed programs to help pay for college. Depending on financial need, students can qualify for both subsidized and unsubsidized funding.
All a student needs do to qualify is complete the FAFSA, be a U.S. citizen, enroll in an accredited school and seek a degree at minimum on a part-time basis. Once a FAFSA is filed, the U.S. Department of Education will provide the student, and the Georgia schools designated by the borrower, a Student Aid Report (SAR). The school then uses the SAR to determine what loans the student qualifies for.
Sometimes, students will also qualify for a Federal Pell Grant or a Georgia state grant. These grants are awarded on a yearly basis and are extended to individuals who apply immediately after the beginning of each calendar year.
The list of participating Georgia schools and universities who accept federal student loans is long. Providing the school is accredited, and the student is enrolled in a qualified program the loan can be used to cover educational expenses. Some of the participating Georgia schools include Luther Rice University, the University of Georgia, and even the Georgia Career Institute.
Georgia State University System, University of Georgia, Atlanta, Community and Junior College > Student Loan Lenders :
- AmSouth Bank (810612) - Jackson, MS. 800-858-7822. ( Stafford Loans, PLUS Loans)
- Bank of America (806746) - Brea, CA. 800-344-8382. ( Federal Stafford, PLUS Loan )
- Bankers Fidelity Life Insurance Co. (827057) - Atlanta, Georgia . 404266-5703. ( Federal Stafford Loans, PLUS Loans )
- Independence Federal Savings Bank (831036) - Washington, DC. 800-733-0473. (Stafford, PLUS)
- Nellie Mae (829076) - Braintree, MA. 800-634-9308. ( Private Student Loans )
Additional Georgia State University System Student resources:
Offers qualified students the chance to earn a Masters of Business Administration MBA degree online through five Universities in the Georgia School System: Valdosta State University, Kennesaw State University, Georgia College and State University, Georgia Southern University and State University of West Georgia.