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Financial food for thought: Don't overextend, borrow only what you need. Interest adds up. The interest rate that you get on your student loan can be the part that makes or breaks the viability of the loan for you. Especially on longer loans, interest can really add up. It is always a good idea to look carefully around until you find the best possible interest rate.
Many college students forget to factor in interest when they work out a plan to pay off their loan once they graduate. If you don not expect to make a lot of money from your career for a while after you graduate, then you really want to avoid high interest rates.
The reason for this is that you probably won't be able to make extra payments on your loan like those with higher incomes will, which means that interest will probably hurt in the long run as your principal remains high on your loan for years.


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